11:07 Why Your Savings Lose Value Every Year, Even at 2% Inflation
How money is actually created, why the supply must keep growing, and why a savings account quietly loses ground every year — by design, not by accident.
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Around ten minutes each. One idea from the institutional side of the desk, explained so you can use it. New videos every Tuesday.
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How to Build Money That Never Panics: The 4-Layer System
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How to Build Money That Never Panics: The 4-Layer System
The finale of How Money Really Moves. The four-layer wealth cushion — Buffer, Floor, Engine and Free Hand — where each layer kills one specific fear, plus the build order that lets money stop being a source of panic.
11:18
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11:07 
10:49 The Real Reason Your Trades Aren't Executing at the Best Price
Payment for order flow, spreads, and best execution. Where the cost of a 'free' trade is actually hiding.
13:09 You Don't Own Your Stocks (And Here Is Why)
Street-name registration, custodians, and the chain between you and the share you think you hold. What beneficial ownership actually means.
12:39 How Banks Actually Make Money (Explained by a Banker)
Net interest margin, fees, and the float. Where a bank's profit really comes from — and why your deposit rate looks the way it does.
10:11 Credit Suisse AT1 Bonds Explained: How $17 Billion Was Wiped to Zero
Swiss authorities wrote CHF 16bn of AT1 bonds to zero while shareholders were paid. The mechanical trigger never fired — a regulator's judgement did.
12:03 Lehman Brothers vs FTX: How $58 Billion Vanished From Audited Balance Sheets
Same off-balance-sheet trick, same audit pass, fourteen years apart. Why 'audited' does not mean safe.
12:32 LTCM Explained: The Nobel Prize Hedge Fund Collapse
Two Nobel laureates, a flawless model, and a fund that lost 90% in four months. What LTCM teaches about the tail risk no model can price.
10:27 Synthetic ETFs: Why You Might Be Exposed to Counterparty Risk
A synthetic ETF does not own what it tracks. It owns a promise from a bank. Usually that is fine — here is when it is not.
10:40 UK Gilt Crisis 2022: How £70 Billion Almost Broke Britain
A pension strategy designed to reduce risk nearly destroyed the UK bond market in 72 hours. How LDI turned safety into a margin call.
9:01 Your Stop-Loss Has a Price Tag (And Liquidity Hunters Know Where)
Your stop-loss is visible. Liquidity hunters know exactly where it sits, and why that matters more than you think.
8:12 No System? The Boring 3-Check Routine Professionals Run
The boring three-check routine professionals run before every trade. Boring is the point.
9:24 Still Holding? The 3 Questions Professionals Ask Before They Sell
The three questions professionals ask before they sell. The price is not one of them.
13:37 Bitcoin Is NOT Digital Gold (BlackRock's Institutional Proof)
Bitcoin is often sold as digital gold. Its actual correlation behaviour says otherwise — and BlackRock's own framing shows it.
10:55 Why a $846 Trillion Market Isn't the Trap Everyone Thinks It Is
The derivatives market is quoted at $846 trillion, and the number is almost meaningless. What it really measures.
10:31 Gold: Why Institutions Own 0% While Central Banks Buy Records
Central banks are buying gold at record levels while most institutional portfolios hold none. Both can be right — here is why.
13:05 Rules Over Access: The System Behind $50 Trillion
The finale. Institutions do not win through access — they win through rules. The system behind $50 trillion, and how to copy it.
10:17 Bonds: How $17 Billion Disappeared Overnight
Bonds are the 'safe' asset — until they are not. What actually happens when a bond goes to zero overnight.
8:26 How $50 Trillion in Forced Selling Crashed the Market
Forced selling is what turns a correction into a crash. How margin calls cascade — and how not to be in the cascade.
7:09 Index Funds vs Mutual Funds: The 2% Reality
Index funds versus mutual funds. The cost difference is small, certain, and compounds against you for decades.
7:48 REITs vs Buying Property: What Institutional Money Knows
REITs or bricks? What institutional allocators actually own when they want property exposure — and why.
10:00 How to Pick the Best ETFs: The 4-Step Banker Audit
The four-step audit a banker runs on any ETF — and why it filters out most of what is on the shelf.
7:32 My 2026 Investment Strategy: The 3-Bucket Structure
The three-bucket structure: how a banker separates money that must be safe from money that can grow.
9:49 Value Investing: Why Billionaires Ignore the P/E Ratio
Why the P/E ratio tells you far less than you think, and what professionals look at instead.
9:25 Your Resolution Will Fail by February — Here's Why
Why financial resolutions collapse by February — and the structural fix professionals use instead of willpower.