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Credit Suisse AT1 Bonds Explained: How $17 Billion Was Wiped to Zero

Philipp 10:11 Episode 5 of When Finance Breaks

Credit Suisse AT1 Bonds Explained: How $17 Billion Was Wiped to Zero

Swiss authorities wrote CHF 16bn of AT1 bonds to zero while shareholders were paid. The mechanical trigger never fired — a regulator's judgement did.

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Credit Suisse AT1 Bonds: How CHF 16 Billion Went to Zero

Credit Suisse's AT1 bonds were not wiped out because the bank ran out of capital — its CET1 ratio was 14.1%, roughly double the requirement. They were wiped out because a regulator declared the bank non-viable under an emergency provision written hours earlier. The mechanical trigger never fired; the judgement call did.

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